How Much Do You Know About PM Yojana?

How Much Do You Know About PM Yojana?

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PM Awas Yojana 2024: Full Details, Apply Online, Know all the information related to the scheme

PM Awas Yojana 2024:

PM Awas Yojana 2024 (PMAY-G) was launched on 1 April 2016.The PM Awas Yojana 2024 scheme is operated by the Ministry of Rural Development (MoRD) and its main objective is to provide a safe and convenient pucca house to homeless families and people living in dilapidated houses.PMAY-G is produced to address the housing shortage in rural areas, which plays an essential function in satisfying the objective of "Housing for All".

The minimum size of houses under the PM Awas Yojana 2024 scheme has been repaired at 25 square meters, including a special area for clean cooking.Since 27 September 2022, 2.00 crore houses have been successfully {constructed| out of the target of 2.72 crore houses.Beneficiaries are identified based upon the criteria of Socio-Economic and Caste Census (SECC).It is validated by the Gram Sabhas.This quantity is sent out straight to the savings account or post office account of the beneficiaries.PMAY-G has been extended for the next 2 years, i.e.till March 31, 2024.

PM Awas Yojana 2024: Objective

The primary objective of PM Awas Yojana (PMYG) is to provide pucca houses with fundamental facilities to all homeless families and families residing in kutcha or dilapidated houses in rural areas by 2024.Its main target is to cover 1.00 crore families in rural areas in 3 years between 2016-17 to 2018-19, who are homeless or living in kutcha/dilapidated houses.Under the PM Awas Yojana 2024 scheme, quality houses will be {constructed| by the beneficiaries with the help of local materials, designs and qualified masons.For the construction of houses, it is proposed to adopt a housing approach through convergence.

PM Awas Yojana 2024: Advantages

•Financial assistance of 1,20,000 per unit is readily available in plain areas, while for hilly, unattainable and IAP districts (Himalayan states, North-Eastern states and Union Territories of Jammu and Kashmir), the amount is 1,30,000.

•Interested beneficiaries can avail institutional loan up to 70,000 at a low interest rate of 3% for construction of permanent housing.The optimum quantity for subsidy has been fixed at 2,00,000.

•The minimum size of the house will be 25 sq.m., including a devoted area for sanitary cooking.

•Under Swachh Bharat Mission-Grameen (SBM-G), beneficiaries are provided financial assistance as much as 12,000 for construction of toilets.

•In coordination with MNREGA, beneficiaries get an opportunity to get employment as unskilled work (rural mason training) at the rate of Rs 90.95 each day for 95 days.

•An LPG connection is provided to every household under the Pradhan Mantri Ujjwala Yojana.

•The scheme operates in combination with different government initiatives such as piped drinking water, electrical energy connection, clean and efficient cooking fuel, and social and liquid waste management.

•Payments are made electronically straight into bank or post office accounts, which are linked to Aadhaar.

PM Awas Yojana 2024: Eligibility

Beneficiaries under PM Awas Yojana 2024 include all homeless families residing in absolutely no, one or two roomed houses with kutcha walls and kutcha roofs (as per SECC data, and based on exclusion procedure).

Criteria for automatic/compulsory addition.

•1.Shelterless families.

•2.Destitute/dependent on alms.

•3.Manual scavengers.

•4.Primitive tribal groups.

•5.Legally launched bonded labour.

PM Awas Yojana 2024: Prioritisation.

•Under Prioritisation, multi-level priority will be identified in the category of PMAY-G beneficiaries.

•First of all, priority will be given on the basis of criteria of housing deprivation, which includes SC/ST, minorities and other groups.

•First of all, priority will be provided to those families who are homeless, followed by priority according to the number of rooms; Households with zero, one and 2 rooms will get priority respectively.

•In a particular social category such as SC/ST, Minority and Others, families who are homeless or living in houses with less rooms will not be placed below families residing in houses with more rooms.

In the above priority groups, families who fulfil the criteria for "obligatory inclusion" will be offered further priority.Automatically included families will be provided more weightage than other families within the priority group.

The scores will be determined based on the socio-economic specifications given below, each having equivalent weightage:.

•Households without any adult member between 16 and 59 years.

•Female-headed households without any adult male member between 16 and 59 years.

•Households without any educated adult above 25 years of age.

•Households with a handicapped member and no able-bodied adult member Landless households that derive the majority of their income from manual labour will be ranked higher amongst households with high deprivation scores.

Fixation of targets.

For SC/ST: 60% of the target allocated to each State or Union Territory must be set aside for SCs and STs, depending on the schedule of eligible beneficiaries.Within the set targets, the proportion of SCs and STs will be figured out by the respective States or Union Territories from time to time.

Furthermore, States and Union Territories will be permitted to exchange targets between SCs and STs, if there is no qualified beneficiary in any of these classifications and it is certified.If all eligible SC and ST households are covered, the State or Union Territory targets will be assigned to beneficiaries of 'other' classifications from the permanent waiting list prepared from SECC 2011.

For Minorities:.

In addition, as far as possible, 15% of the total fund will be earmarked for minority families at the nationwide level.The allowance of target for minorities among States and Union Territories will be made on the basis of proportionate rural population of minorities in the particular State or Union Territory based on Census 2011 data.Minorities notified under Section 2( c) of the National Commission for Minorities Act, 1992 will be considered qualified for the advantage of this allocated amount.

For Divyaangjan:.

Under the PM Awas Yojana 2024 scheme, special priority in the selection of beneficiaries to be helped has been provided to families in which there is a handicapped member and no able-bodied adult.Thus, such families have been provided more deprivation points at the time of house allotment.According to the Persons with Disabilities Act, 1995, States might attempt to ensure that 3% of the beneficiaries at the State level are PM Awas Yojana from among the persons with disabilities.

If more than one household in a sub-group has the exact same deprivation score, those households will be prioritised based on the following criteria:.

•Families with widows and near relative of members of the defence, paramilitary or police killed in action.

•Families with a member struggling with leprosy or cancer, as well as people affected by HIV (PLHIV).

•Families with only one girl child.

Families beneficiary of the Scheduled Tribes and Other Traditional Forest Dwellers (Recognition of Forest Rights) Act, 2006, commonly known as the Forest Rights Act.Transgender persons will also be included at the same time.

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